Effective Date: September 9, 2026

49th St Insurance (“49th St Insurance,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, request an insurance quote, communicate with us, or use our insurance services.

Depending on your interaction with us, we may collect the following categories of information:

• Name, mailing address, email address, and telephone number
• Date of birth, marital status, and household information
• Driver’s license information and driving history
• Vehicle, property, business, and insurance information
• Current or prior insurance-policy information
• Social Security number or other government identification when reasonably necessary
• Financial or payment information
• Claims history and loss information
• Health information when relevant to an insurance product you request
• Information provided through quote forms, applications, emails, telephone calls, text messages, or other communications

Please do not submit highly sensitive information through an unsecured website contact form unless the form specifically requests it.

When you visit our website, we and our service providers may automatically collect information such as:

• Internet Protocol address
• Browser and device information
• Operating system
• Referring website
• Pages visited and actions taken
• Date and time of visits
• Cookie identifiers and similar technical information

To provide insurance quotes and services, we may obtain information from insurance carriers, consumer-reporting agencies, governmental databases, claims databases, motor-vehicle records, property databases, prior insurers, service providers, and other sources permitted by law.

Information obtained from third parties may include credit-based insurance information, driving records, claims history, property information, and other underwriting information.

We may use personal information to:

• Respond to inquiries and quote requests
• Obtain, compare, and present insurance quotations
• Process insurance applications, renewals, endorsements, and cancellations
• Service and administer insurance policies
• Communicate with customers and prospective customers
• Verify identity and prevent fraud
• Perform underwriting and risk-assessment activities
• Process payments and maintain business records
• Comply with legal, licensing, regulatory, and contractual obligations
• Improve our website, services, and customer experience
• Protect our systems, customers, employees, and business
• Send marketing communications when permitted by law

Submitting a quote request does not guarantee that insurance coverage will be offered or placed. Insurance coverage is not effective unless confirmed by an authorized representative or insurance carrier in accordance with applicable requirements.

We may disclose personal information as reasonably necessary to conduct insurance business, including to:

• Insurance companies, managing general agents, wholesalers, and underwriting partners
• Insurance-support organizations and consumer-reporting agencies
• Claims administrators, adjusters, inspectors, appraisers, and repair-related service providers
• Payment processors, technology vendors, website providers, email providers, and customer-management platforms
• Professional advisers, auditors, accountants, and attorneys
• Government agencies, regulators, law-enforcement authorities, courts, or other parties when required or permitted by law
• A successor organization in connection with a merger, acquisition, sale, reorganization, or transfer of business assets

We may also disclose information with your authorization or at your direction.

49th St Insurance does not sell personal information for money. We do not disclose nonpublic personal information to unaffiliated third parties except as permitted by law, needed to provide requested insurance products or services, or otherwise described in an applicable consumer privacy notice.

As an insurance agency, we may submit information to one or more insurance carriers or insurance-market partners to obtain quotes or provide services. Those organizations may independently collect, use, retain, and disclose information according to their own privacy policies and legal obligations.

Our website may contain links to carrier portals, payment websites, social-media platforms, or other third-party websites. We do not control and are not responsible for the privacy or security practices of third parties. You should review their privacy notices before providing information.

Our website may use cookies, pixels, analytics tools, and similar technologies to operate the site, remember preferences, understand website traffic, improve performance, and evaluate advertising.

You can adjust your browser settings to block or delete cookies. Some website features may not function properly if cookies are disabled.

Our website may not respond to every “Do Not Track” browser signal because there is not one universally accepted technical standard for these signals. Where required, we will recognize legally valid browser-based opt-out preference signals.

If you provide your telephone number or email address, you authorize us to contact you regarding your inquiry, quote request, application, policy, account, or requested services.

If you separately consent to receive marketing text messages, message frequency may vary, and message and data rates may apply. Consent to marketing texts is not a condition of purchasing insurance.

You may opt out of marketing text messages at any time by replying STOP. You may request assistance by replying HELP or contacting us directly. You may unsubscribe from marketing emails by using the unsubscribe link in the message or contacting us.

Opting out of marketing communications does not prevent us from sending necessary transactional or policy-related communications.

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, or disclosure.

No website, email system, internet transmission, or storage system is completely secure. Therefore, we cannot guarantee absolute security. Do not send Social Security numbers, driver’s license images, payment-card information, or other highly sensitive information through ordinary email unless we provide an approved secure method.

We retain personal information for as long as reasonably necessary to provide services, maintain business and insurance records, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and protect our legitimate business interests.

Retention periods may vary depending on the type of information and the applicable insurance carrier, contractual, or legal requirements.

Depending on where you live and which laws apply, you may have the right to:

• Request confirmation of whether we process your personal information
• Request access to or a copy of certain personal information
• Request correction of inaccurate information
• Request deletion of certain information
• Request information about certain disclosures
• Opt out of certain targeted advertising, sales, or profiling activities
• Withdraw consent where processing is based on consent
• Appeal the denial of an eligible privacy request

These rights may be limited by federal and state insurance, financial-privacy, record-retention, fraud-prevention, and other laws. Information regulated by insurance or financial-privacy laws may be exempt from certain state consumer-privacy requirements.

To submit a privacy request, contact us using the information below. We may need to verify your identity before completing a request. Authorized agents may submit requests when permitted by law and when sufficient authorization is provided.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

Insurance transactions may involve “nonpublic personal information” governed by federal or state financial-privacy and insurance laws.

When required, we may provide applicants and customers with a separate insurance consumer privacy notice explaining our collection and disclosure practices and any applicable opt-out rights. This website Privacy Policy supplements and does not replace any legally required insurance consumer privacy notice.

Our website and services are not directed to children under 13, and we do not knowingly collect personal information directly from children under 13 through this website.

Information about minors may be collected from a parent, guardian, applicant, or policyholder when reasonably necessary to quote, issue, or service an insurance policy.

If a security incident involving personal information occurs, we will investigate and provide notifications to affected individuals, regulators, or other parties when required by applicable law.

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal obligations. The updated policy will be posted on this page with a revised effective date.

Your continued use of the website after an updated policy is posted constitutes acknowledgment of the revised policy to the extent permitted by law.

If you have questions, want to exercise an applicable privacy right, or have concerns about this Privacy Policy, contact:

49th St Insurance
Legal business name: 49th Insurance LLC
Mailing address: 3522 Paesanos Parkway Ste 305B San Antonio, TX 78231                                      Email: info@49ins.com
Telephone: (210) 460-2009

Please include “Privacy Request” in the subject line of an email or written request.